Albanian families have 373 thousand loans – INSTAT: Loans to individuals account for about 34% of total credit to the economy
Albanian families have about 373 thousand loans in banks. Data from the Institute of Statistics show that for 2019 the number of family loans increased by 3.3%. Credits in this market segment increased for the second year in a row, which once again shows the positive performance of credit for individuals.
Comparative data show that the credit portfolio of individuals in the last five years has increased by almost 30%, while the business portfolio has shrunk by more than 5%. Loans to individuals account for about 34% of total credit to the economy, for a total value of about ALL 200 billion.
The ratio of non-performing loans to individuals are at the level of 5.2%, while for businesses more than twice as high, 10.7%.
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